RESTRUCTURING INVESTMENT PORTFOLIO
Top Questions on Decoupling & ABSD
What is ABSD?
Answer
It's called Additional Buyer's Stamp Duty in whole, and it's a fee that's added on top of Buyer's Stamp Duty. (a levy that property buyers must pay when they purchase a home)
Is it feasible to buy two properties and avoid paying Additional Buyer Stamp Duty (ABSD)?
Answer
Yes, it is achievable, and I have helped a variety of clients from various backgrounds increase their asset portfolios.
What is Decoupling?
Answer
Decoupling is the procedure by which one co-owner passes his or her ownership of a property to another co-owner ( in the most common situation of a property co-owned by 2 persons).
I own a HDB which is coming to 5 years/ more than 5 years, what should I do now?
Answer
I have a few choices for you to upgrade from your current HDB or even purchase two residences with rental revenue. However, in order to analyze the viability, I would need more information (e.g., outstanding loan, financial assessment).
Is it feasible to buy two properties and avoid paying Additional Buyer Stamp Duty (ABSD)?
Answer
Yes, it is achievable, and we have helped a variety of clients from various backgrounds increase their asset portfolios.
Are there any consultation or hidden fees that I should know of?
Answer
Certainly not. I strongly believe in establishing a transparent partnership, thus I will provide you a complimentary consultation along with a tailored risk analysis assessment.
Now that you're convinced or interested in learning how to buy a second property, but you're concerned about these issues.
When is the ideal period to make a purchase?
Answer
Unfortunately, there is no such thing as the Right TIME to buy, which is why I am here to show you when it would be a reasonable time to get into the market.
Advantages or Disadvantages?
Logical or Emotional?
Answer
Rest easy knowing, I don't want you to go broke simply to buy a second home, nor do we want it to interfere with your lifestyle. At their comfort level, everyone should possess a second property. I'll also go over different risk assessment approaches to make sure your monthly commitments are realistic and safe.
Are there any bargains or unique sales?
Answer
I have conducted EXTENSIVE research on your behalf and will present you with relevant but lesser-known facts as well as critical market information so that you can make informed decisions.